December 15, 2017

UN-AFFORDABLE CARE ACT: “FORCED” DEBT-BASED MEDICAL CARE: Medical Debt: A Weapon of Class War “It’s Corporatecare, Not Obamacare!” Part 1


“Anyone who calls the Affordable Care Act (ACA), Obamacare, is trying to deceive you or is deceived themselves. The ACA was written by Corporations for Corporations, Period! It’s Corporatecare…not Obamacare!” – T.D.P. Admin.

“The ACA wasn’t written to fix a broken system – it was written to ensure that the broken system would be kept in place!”

In all, 1,750 corporations or other groups reported lobbying on health care reform legislation at some point during 2009. That is, 11 percent of all groups that lobbied the federal government last year lobbied on health care reform

These groups include: the American Wind Energy Association, Comcast, Qwest Communications, Yahoo!, the Gap, the National Rifle Association, Northrop Grumman, Raytheon, the Knights of Columbus, the Professional Golfers Association of America, the office of the governor of Indiana, 1-800 Contacts and Hormel Foods […]

NOTE: All Web Pages with complete or partial Corporate Lobby Lists for the ACA have been removed from the internet. This small sampling and (2) other Corporations, were all that we could find. – T.D.P. Admin.


healthcare money

Obamacare or Corporate-care: The Writing of the Affordable Care Act

The Obama administration presented the Affordable Care Act (ACA) as a victory for health care over the corporations and their profits. In fact, not only does the ACA maintain the profits of the big insurance and drug companies, but it was written for the Obama administration with the help of these very same companies.

If the goal of health care is to keep people healthy, the health care system in this country is broken. Forty-six million people, 15.4 percent of the country, have no medical coverage. For those who are currently working, one in five have no insurance. The U.S. spends over $7,000 per year per person on health care, nearly double what Canada, Austria, or France spend with their national health care plans. All that extra money isn’t going towards better care but towards the profits of companies in the health care industry.

The ACA was written to supposedly address this crisis, not by changing it, but by making it a law, ensuring even more profits for the health care industry, which spent over 380 million dollars to support the ACA. The health care companies have always been against any sort of national plan, or a “public option” in which tax dollars would pay for a basic health insurance program because any program like that would eliminate the privately-run health insurance programs and the billions of dollars in profits they create for the health care companies.

In the 1993, the Clinton administration proposed a health care reform bill similar to the ACA in that it required bosses to provide some sort of minimum coverage to their workforce, but it also proposed to increase funding to cover people who were too poor to afford insurance. But this was shot down by the pressure of the big health care companies because they claimed it regulated too much their ability to charge outrageous prices. Out of this debate, a proposal emerged from the right wing think tank, the Heritage Foundation: rather than increasing public funds for health insurance, individuals should be required by law to buy insurance. The insurance would be subject to minor regulations, but the health care companies profits would be further guaranteed.

In 2008, the Obama administration wrote the ACA in collaboration with all the major players in the health care industry, the drug and insurance companies, the major hospital chains, and lobbyists representing the largest employers in the country.

Essentially the bill is the same as the Heritage Foundation plan from the 1990s. Under the ACA, all individuals must either buy insurance, get it from their employer or pay a fine every year. Health care companies will be able to make billions more off of the millions of people who will now be forced to buy health insurance. The original plan proposed a so-called “public option” plan to compete with private insurance plans. But quickly the public plan was eliminated to protect the private insurance companies from competition. The ACA also imposed no price controls on prescription medications, guaranteeing that drug companies could continue to charge outrageous prices for prescription drugs.

Essentially, the ACA was designed to write the for-profit health care system into law, increase corporate profits, and to discourage people from demanding a health care system that would actually provide real health care coverage for all. The ACA wasn’t written to fix a broken system – it was written to ensure that the broken system would be kept in place. After all, from the standpoint of the health care industry, the system is working just fine for their profits.

SOURCE: Medical Debt jubilee1

Medical Debt: A Weapon of Class War

The price of for-profit medical care is increasing at a relentless pace while quality is declining. Fifty million people have no insurance and 77 million have trouble paying medical bills (Rukavina). Despite these inequities, the US spends more on care than any other wealthy country in the world. The for-profit health care industry sucks up 18% of Gross Domestic Product, more than twice what countries that have publicly-financed health care spend. Despite the high cost, Americans are sicker and die earlier than people in other developed nations (“Shorter Lives”).

People without insurance must privately finance health care. Less well understood, however, is that medical debt is not only a problem for those without coverage. One in five adults who are privately insured struggles to pay medical bills. Even more scandalous is the fact that Americans are paying more for weaker coverage (“Shorter Lives”). According to the Commonwealth Fund, the cost of insurance has outpaced wage increases for the last ten years. Employers are shifting these costs to employees and their families. Premiums increased 62% from 2003 to 2011 (“State Trends”). For at least ten million Americans, deductibles are so high that their insurance plans are little more than scams, providing a false sense of security in hard times (Young).

Medical Debt and Bankruptcy: The Insurance Hoax

Bankruptcy is often presumed to be the result of profligate living by consumers who overspent on luxury items. Don’t live beyond your means is common advice, as if personal responsibility is the only thing that matters in an economy that almost collapsed only 5 years ago. In fact, people are being forced into bankruptcy in America because they had the audacity to get sick without millions of dollars in the bank. Or, they believed their private health plan would protect them from the worst. By the time many realize that for-profit health care is a hoax, it’s too late. The crisis is gaining steam. Just 30 years ago, debtors rarely filed for bankruptcy as a result of a medical problem. Today, an astonishing 62% of personal bankruptcies are linked to medical debt.

The link between medical debt and bankruptcy also shatters the myth of personal responsibility that makes many of us feel as if we are to blame if we can’t afford basic needs. According to a report in the American Journal of Medicine, most people who declare bankruptcy as a result of medical debt had insurance at the time they incurred the debt (Himmelstein). Furthermore, the majority of medical debtors who declared bankruptcy attended college, owned their own home, and had middle-class jobs. They did everything “right,” yet they were still financially devastated when a member of their family got sick or had an accident.

Won’t Obama’s Affordable Care Act Reduce Medical Debt?

The fact that many liberals greeted the passage of the Obama administration’s health reform law with such delight is downright shocking when we consider its glaring inadequacies. In 2014, states will be required to create exchanges in which people can purchase private insurance. But, as PNHP physician Margaret Flowers has explained, the majority of these plans will not offer full coverage. And people who purchase insurance through an exchange will end up with plans that cover 70% or less of the cost of health care. Since even a short hospital stay can cost tens of thousands of dollars, the math is not on the side of people who don’t already have huge bank accounts. Insurance companies profit by denying coverage. Now, thanks to the Affordable Care Act, that strategy will be codified into law. Insurance companies will also gain access to a whole new market for their products while offering worthless umbrellas in return.

It gets worse. The federal subsidy that is supposed to help people purchase health insurance under the new law only applies to individuals, not families. So, depending on your income level, if you want to purchase coverage through an exchange, you’ll be left with two options: pay market rate for private insurance or go without. The people who will benefit from an expansion of our market-based insurance system are not patients. Instead, the 1%, who already control the profit-driven health care system, will get a payout every time the rest of us see a doctor. Most appalling, however, is that more than 20 million people will not be covered under the new law (Babcock).

Life or Debt?
For-profit health care kills.

It’s not your fault if you’re in debt and it’s particularly not your fault if you’re in debt because of a medical problem. This is unfair. No other developed nation forces people to go into debt because they get sick (“Time To End”).

The situation we face is not our fault, but it’s our job to take a stand together. The only real solution is a bottom-up, grassroots movement that puts people before profits. It will not be given to us by benefactors or by politicians who depend on Wall Street funding for reelection. It’s up to us. The time is now. It’s life or debt.

SOURCE – Read Entire Article/Post Here: [ ]

Types of Debt (2013)

Types of Debt (2013)



Affordable Care Act (ACA):
A.C.A. BASIC(S): Deductions / Maximum Insurance Coverage / Monthly Premiums

BRONZE: Ded.: $5,000 / Max. Ins Cov.: 60% / Prem.: $110 p/m

SILVER: Ded.: $2,900-$2,000 / Max. Ins Cov.: 70% / Prem.: $177 p/m

GOLD: Ded.: $2,000-Or Less / Max. Ins Cov.: 80% / Prem.: Age 30/$336 Age 40/$378 Age 50/$525 Age 60/$801

PLATINUM: Ded.: $243 / Max. Ins Cov.: 90% / Prem.: Age 30/$345 Age 40/$388 Age 50/$543 Age 60/$825 p/m



Who is this for?

If you’re shopping for your own health coverage, this will help you compare your options by explaining what makes each metal tier unique.

To make shopping for health insurance easier, plans you purchase for you and your family are divided into metal tiers: bronze, silver, gold and platinum. We all know gold costs more than silver, and silver costs more than bronze.

But when it comes to health plans, metal tiers tell you more than just price.

Coverage and costs
The Affordable Care Act requires each metal tier to cover a certain percentage of your health care costs.

* Bronze plans cover about 60 percent

** Silver plans cover about 70 percent, unless you’re eligible for cost sharing reduction. We explain what this is below.

*** Gold plans cover about 80 percent

**** Platinum plans cover about 90 percent

What does that mean for you? If you choose a bronze plan, overall you’ll pay about 40 percent of your health care costs, and your insurance company will pay about 60 percent. If you choose a gold plan, overall you’ll pay about 20 percent, and your insurance company will pay about 80 percent.

Silver plans are a little different. You may be eligible for a cost sharing reduction subsidy. Depending on your income, this subsidy means you could qualify for a silver plan that covers about 73, 87 or 94 percent of your health care costs.

* Payments and out-of-pocket costs
Metal tiers will also give you a general idea about monthly payments and out-of-pocket costs, like deductibles and copays.

* Bronze plans: lower monthly payments, but higher out-of-pocket costs.

** Silver plans: monthly payments lower than a gold plan, but more than bronze. Your out-of-pocket costs will be less than a bronze plan, but more than a gold plan, unless you’re eligible for cost sharing reduction.

*** Gold plans: higher monthly payments, but lower out-of-pocket costs.

**** Platinum plans: highest monthly payments, lowest out-of-pocket costs.

The Advanced Premium Tax Credit subsidy can lower your monthly payment. If you’re eligible, you can apply it to any bronze, silver, gold or platinum plan.
Metal tiers and HSAs

Another way metal tiers differ from each other is whether they pair with an HSA, or health savings account. An HSA is a bank account you use to pay medical expenses. You can save on taxes with an HSA because the money you put in and take out is tax-free or tax-deductible. These plans pair with an HSA:

logo blue cross  1414611257889

Blue Cross® Partnered, Select, Preferred and Premier Bronze
Blue Cross® Premier Silver
Blue Cross® Silver, a Multi-State Plan

[ ]

* (U.S.)

healthcare usgov logo


The fee you pay if you don’t have health coverage

If you can afford health insurance but choose not to buy it, you must have a health coverage exemption or pay a fee. (The fee is sometimes called the “penalty,” “fine,” “individual responsibility payment,” or “individual mandate.”)

* The fee for not having coverage in 2015

If you don’t have coverage in 2015, you’ll pay the higher of these two amounts:

2% of your yearly household income. (Only the amount of income above the tax filing threshold, about $10,150 for an individual, is used to calculate the penalty.) The maximum penalty is the national average premium for a bronze plan.
$325 per person for the year ($162.50 per child under 18). The maximum penalty per family using this method is $975.
The fee for not having coverage in 2014

If you didn’t have coverage in 2014, you’ll pay the higher of these two amounts:

1% of your yearly household income. (Only the amount of income above the tax filing threshold, about $10,150 for an individual, is used to calculate the penalty.) The maximum penalty is the national average premium for a bronze plan.
$95 per person for the year ($47.50 per child under 18). The maximum penalty per family using this method is $285.


You didn’t know until after Open Enrollment ended on February 15, 2015 that the health care law required you and your household to have health coverage, or you didn’t understand how the requirement would impact you and your household

You owe the fee for not having coverage for one or more months in 2014

You aren’t already enrolled in 2015 coverage through the Health Insurance Marketplace or outside the Marketplace
If all of these apply to you, you can enroll in a 2015 plan between March 15 and April 30, 2015. Select the button below to apply for coverage with this Special Enrollment Period.

* The fee in future years

If you don’t have coverage in 2016, you’ll pay the higher of these two amounts:

2.5% of your yearly household income
$695 per person ($347.50 per child under 18)

In future years, the fee is adjusted for inflation.



coin an calculator

Written by Bob Herman | December 12, 2013

In 2011, hospital stays cost a cumulative $387.3 billion, which averages out to about $10,000 per stay, according to a new statistical brief from the Agency for Healthcare Research and Quality.

AHRQ’s Healthcare Cost and Utilization Project has issued several reports breaking down the costs and finances of the country’s healthcare system. The most recent brief breaks down costs for U.S. hospital stays in 2011.

Here are 11 statistics on average hospital costs per stay in 2011, based on the AHRQ and HCUP statistical brief.

Mean hospital cost per stay by age
85 or older: $9,900
65 to 84: $12,600
45 to 64: $12,500
18 to 44: $7,400
1 to 17: $8,400
Younger than 1: $4,500

Mean hospital cost per stay by payer
Medicare: $11,900
Medicaid: $8,000
Private insurance: $9,200
Uninsured: $8,300
Other: $10,700




Enter Information About Your Household
1.Select a State: [Maryland]
2.Enter income as: [$ Dollars]
3.Enter annual income: [$44,000 Dollars]
4.Is coverage available from your or your spouse’s job??: [No]
5.Number of people in family?: [1]
6.Number of adults (21 to 64) enrolling in Marketplace coverage? [1]
Age? [52] Uses Tobacco? [?]
7.Number of children (20 and younger) enrolling in Marketplace coverage: [0]

You are likely eligible for financial help:

Based on the information you provided, your income is equal to 377% of the poverty level. This means you are likely eligible for financial help through the Health Insurance Marketplace. An estimate of your cost for coverage and amount of financial help in 2015 are provided below. To find out your actual amount of financial help and to get coverage, you must go to or your state’s Health Insurance Marketplace.

Estimated financial help: $0 per month ($0 per year)

as a premium tax credit. This covers 0% of the monthly costs. (Although your income would qualify you for help, insurance premiums in your area may not be expensive enough for this help to kick in. For more information, see the FAQ). Your cost for a silver plan: $177 per month ($2,125 per year)
in premiums (which equals 4.83% of your household income). The most you have to pay for a silver plan: 9.56% of income for the second-lowest cost silver plan Without financial help, your silver plan would cost: $177 per month ($2,125 per year)


The costs above are for a silver plan in your area. Silver plans are one of four levels of coverage that you can buy with financial help. These levels – bronze, silver, gold, and platinum – tell you about how much financial protection the plan will offer you if you get sick. Bronze plans have the lowest monthly costs, but when you need medical care, you will pay more for your care. Gold and platinum plans offer more financial protection if you get sick, but these plans have higher monthly costs. You can receive financial help to purchase any of these levels of coverage.

For example, you could enroll in a bronze plan for about $119 per month ($1,430 per year), which is 3.25% of your household income, after taking into account $0 in subsidies). For most people, the Bronze plan represents the minimum level of coverage required under health reform. Although you would pay less in premiums by enrolling in a Bronze plan, you will face higher out-of-pocket costs than if you enrolled in a silver plan.


Although your insurance company may cover most of the cost of your medical care, you generally have to pay something when you go to the doctor or have a hospital stay. These costs – which are in addition to the amount you pay each month – are called your “out-of-pocket” costs. The health reform law sets limits on the amount you have to pay out-of-pocket each year. Your out-of-pocket limit for a silver plan can be no more than $6,600 in 2015. Whether you reach this maximum level will depend on the amount of health care services you use. Keep in mind that this only protects you when you go to doctors and hospitals that are in your insurer’s network. If you go to a doctor or hospital that is not in the network, you could end up paying much more.

You are guaranteed access to a silver plan with an actuarial value of 70% . This means that for all enrollees in a typical population, the plan will pay for 70% of expenses in total for covered benefits, with enrollees responsible for the rest. If you choose to enroll in a bronze plan, the actuarial value will be 60%, meaning your out-of-pocket costs when you use services will likely be higher. Regardless of which level of coverage you choose, deductibles and copayments will vary from plan to plan, and out-of-pocket costs will depend on your health care expenses. Preventive services will be covered with no cost sharing required.


Children and young adults under age 30 are eligible to purchase catastrophic coverage. With a catastrophic plan, you would pay out-of-pocket for most health services until you reach the annual limit on cost sharing ( $6,600 in 2015). However, preventive services are covered with no cost sharing required.


Silver plans by far the most popular insurance option – USA ……/almost…aca…/7735239/
USA Today
May 1, 2014 – WASHINGTON — Almost two-thirds of the 8 million Americans who enrolled in health insurance through the Affordable Care Act picked the Silver Plan…


What Are The Silver Plan’s Out-of-Pocket Costs?
Based on an average person’s expected use of healthcare services, Silver Plans have the insurance company pay 70% of covered healthcare expenses. The remaining 30% of expenses are paid out-of-pocket by the policyholder. These out-of-pocket expenses include deductibles, copayments, and coinsurance. However, the plan’s monthly premium is not included as one of these out-of-pocket costs.

Below are the average out-of-pocket cost-sharing expenses for medical services and prescription drugs found across silver plans for 2015.

Cost-Sharing Category Average for a Silver Plan
Deductible for an individual enrollee $2,927
Deductible for a family $6,010
Doctor Visit $29
Specialist visit $57
Generic drugs $13 (2014 data)
Preferred brand drugs $47 (2014 data)
Non-preferred brand drugs $89 (2014 data)
Specialty drugs 31% of specialty drug expense charged to patient as coinsurance fee (coinsurance fees used for specialty drugs in 62% of 2014 plans studied)
Annual cap on out-of-pocket costs for an individual $5,775
Annual cap on out-of-pocket costs for a family $11,555



Seventy-four percent of 2015 silver level plans’ out-of-pocket spending caps are below the $6,600 spending limit allowed for individual plans and $13,200 maximum for family plans, according to Avalere, a consulting firm.

The average out-of-pocket maximum for 2015 individual silver plans will be $5,853, says Caroline Pearson, a vice president at Avalere. Silver was the most popular plan type this year, selected by about two-thirds of enrollees.

After a policyholder reaches the out-of-pocket spending limit during the year, the insurer pays all the bills, unless, for example, they involve doctors and hospitals not in the health plan’s network.



This is all Theory.

* Misdirection, lies, deception and confusion, surround every part of this plan. The TRUTH is never what you really hear.

Family of (3)
Father (26) Excellent Health, Mother (26) Excellent Health, (1) young child
45,000-50,000 P/Y

State: Maryland
Kaiser – Family Silver Plan 75/25:
75% Insurance Payout / 25% Out Of Pocket + Premiums
Monthly Premium: $485.00 (Family)
Yearly Deduction: $2,000
Yearly Cap: ?

These are actual numbers and this is the real deal.
Nothing is as they say!

This young man is working hard. He has Rent $1,300 p/m, Auto Payments and repairs, plus other regular expenses, and now he has to pay an additional $485 a month, no help for families under the ACA.

If some one gets sick, he has to pay an additional $2,000 before the ACA Insurance kicks in, and he is still stuck with about $10,000 of additional Medical Debt.

Normally when you get Insurance, you pay your monthly premiums, and a deduction if the Insurance is needed, and it covers everything else. Not with the Affordable Care Act. You get stuck with $40%-25% of multi-thousand dollar medical bills on top of a hefty deductible.
There is nothing Affordable about it.

This is a plan that is designed to create Debt and actually codifies it into Law.
Medical-Debt is now Codified into Law

* All Actual information and Complaints are being censored from the internet and all news medias. You cannot find actual citizen complaints or reviews online. Not one. There was one website that had one article with (1) chosen citizen complaint per subject.

There is Total Censorship of all and any citizen complaints about the ACA. This smells like a TOTAL SCAM. It’s such a scam, that absolutely ‘No Real Truth or Information’ can be found anywhere. Even the Government Website is misleading in possible price quotes.

They (the Government and Healthcare sites) are like the advertisers who offer a great low price in their ads, but when you get there, those are all sold out…but they have plenty of others at twice the price! SCAM!!!

In Part 2, we will be providing OUR ANSWER to the “Worst Healthcare System in The Developed World!!!”


gold medal

Out-of-Pocket Costs for Gold Plan Enrollees

In Gold Plans, the insurance company pays 80% of covered healthcare expenses based on an average person’s expected use of healthcare services. The remaining 20% of expenses are paid out of pocket by the policyholder. Below are the average out-of-pocket cost-sharing expenses for medical services and prescription drugs found across gold plans.

Cost-Sharing Category Average for a Gold Plan
Deductible for an individual enrollee $1,198
Deductible for a family $2,626
Doctor Visit $23
Specialist visit $45
Generic drugs $11 (2014 data)
Preferred brand drugs $39 (2014 data)
Non-preferred brand drugs $85 (2014 data)
Specialty drugs 28% of specialty drug expense charged to patient as coinsurance fee (coinsurance fees used for specialty drugs in 52% of 2014 plans studied)
Annual cap on out-of-pocket costs for an individual $4,298
Annual cap on out-of-pocket costs for a family $8,986
The specifics of deductibles, copayments, and other out-of-pocket costs will vary by Gold Plan, but we do know that for a standard population the Gold Plan should be expected to cover 80% of healthcare expenses. To illustrate how costs could differ among Gold Plans, we’ve created a table of two hypothetical Gold Plans.

Gold Plan Example A Gold Plan Example B
Consumer Out-of-Pocket Costs 20% of costs 20% of costs
Deductible $250 $2,000
Coinsurance 20% 10%

Gold Plan Premiums

Gold plans have the second highest premium rates of the four new types of metal plans since they charge the second lowest out-of-pocket costs. However, there may be instances where the Gold Plan for one insurance company may charge a lower premium than the Bronze or Silver Plan of another insurance company, as well as instances where the Platinum Plan for one insurance company may charge a lower premium than the Gold Plan of another insurance company. Comparing plans is essential for anyone trying to minimize their healthcare expenses. HealthPocket’s health insurance comparison tool allows people to compare all the plans available in their area.

Below are the average monthly premiums found for 30, 40, 50, and 60-year-old individuals in Gold plans across 34 different states.

Age 30 Age 40 Age 50 Age 60
$336 $378 $528 $801



Platinum Plan Out-of-pocket Costs

Below are the average out-of-pocket cost-sharing expenses for medical services and prescription drugs found across platinum plans.

Cost-Sharing Category Average for a Platinum Plan
Deductible for an individual enrollee $243
Deductible for a family $489
Doctor Visit $18
Specialist visit $29
Generic drugs $7 (2014 data)
Preferred brand drugs $31 (2014 data)
Non-preferred brand drugs $61 (2014 data)
Specialty drugs $126 (copay used for specialty drugs in 54% of 2014 plans studied)
Annual cap on out-of-pocket costs for an individual $1,971
Annual cap on out-of-pocket costs for a family $3,942

Since the Platinum Plan has the most generous cost-sharing for enrollees, it is expected that these plans will typically have the highest premiums when compared to the Bronze, Silver, and Gold plans. However, this is a generalization. It will be important to compare premiums among different insurance companies offering Platinum Plans. Moreover, deductibles and copayments will also differ among Platinum Plans. This is perfectly acceptable as long as the Platinum Plan covers 90% of healthcare expenses for a standard population. Below is a hypothetical example revealing how cost-sharing could differ among Platinum Plans.

Platinum Plan Example A Platinum Plan Example B
Consumer Out-of-Pocket Costs 10% of costs 10% of costs
Deductible $250 $2,000
Coinsurance 10% 5%
Insurance companies are not obligated to offer a Platinum Plan. To participate in a State Insurance Exchange they are only required to offer Silver Plans and Gold Plans.

Platinum Plan Premiums

Platinum plans have the highest premium rates of the four new types of metal plans since they charge the lowest out-of-pocket costs. However, there may be instances where the Platinum Plan for one insurance company may charge a lower premium than the Bronze, Silver, or Gold Plan of another insurance company. HealthPocket’s health insurance comparison tool allows people to compare all the plans available in their area.

Below are the average monthly premiums found for 30, 40, 50, and 60-year-old individuals in Platinum plans across 34 different states.

Age 30 Age 40 Age 50 Age 60
$345 $388 $543 $825



ObamaCare Insurance Premiums – ObamaCare Facts
Why Are Health Insurance Premiums Rising Under ObamaCare? The primary cause of the insurance premium rate hikes under ObamaCare is the requirement …


Cost of Coverage Under Affordable Care Act to Increase in ……/cost-of-coverage-under-afforda…The New York Times
Nov 14, 2014 – Many Americans with health insurance bought under the Affordable Care … The Times analysis found that premiums had increased much more …


Now There Can Be No Doubt: Obamacare Has Increased Non…/now-there-can-be-no-doubt-obamacare-will-i…
Oct 23, 2014 – This state-by-state analysis shows that premiums will increase in 45 … up by a large amount, so what’s happening under Obamacare is no …


Key Study On Obamacare 2015 Premium Rates Is Out And ……/key-study-on-obamacare-2015-premium-rate…
Oct 31, 2014 – When was the last time we saw insurance premiums experience an annual increase of less than 5 percent? I cannot remember such a time and …


Here’s What’s Going On With Obamacare Premium Increases…/obamacare-premiums-2…
The Huffington Post
Aug 21, 2014 – Rick Scott (R) says health insurance premiums will go up 13.2 percent on … Under the Affordable Care Act, 24 states have opted not to expand …


Health insurance costs are skyrocketing under Obamacare ……/health-insurance-costs-are-skyrocke…
Sep 29, 2014 – Health insurance costs are skyrocketing under Obamacare, Republican Party … When the policies had to change, premiums were likely to rise.


Obamacare sends health premiums skyrocketing by as ……/obamacare-sends-h…
The Washington Times
Oct 28, 2014 – Obamacare premiums soar as much as 78% to help cover ‘essential health benefits’ …. “Attendant to that would be an increase in premiums to be able to … Under our worthless drug addled President, we are less free, less …


For consumers whose health premiums will go up under ……premiums…go-up-und…
The Washington Post
Nov 3, 2013 – Americans who face higher insurance costs under President Obama’s health-care law are angrily complaining about “sticker shock,” …


All ages see higher premiums under Obamacare ……premiums-under-obamacare/…/25555…
Nov 3, 2014 – “While the degree of increase varied by age and sex, the occurrence of an increase did not.” Average premium increases ranged from a low of …



Under Obamacare, Americans Will Continue To Lose ……/under-obamacare-ameri…
U.S. News & World Report
Sep 22, 2014 – There’s another wave of Obamacare health plan cancellations on the … will mean changing doctors, interrupting coverage and losing continuity …

How many people are poised to lose 2014 ObamaCare ……/how-many-people-are-poised-to-lose-2014-obama…
Hot Air
Sep 16, 2014 – The next group of people won’t lose their coverage, but could lose the …..

CBO: 10 million will lose employer-based coverage under ……/cbo-10-million-will-lose-employer-based-coverage…
Hot Air
Jan 28, 2015 – Not only did ObamaCare force millions of people out of their plans in the ….. 10 million losing coverage under ObamaCare by 2021 is a failure …

Herman Cain says more losing insurance through ……/herman-cain-says-more-losing-insu…
Nov 4, 2014 – “More people are losing their insurance (due to Obamacare) than are … staying under 50 employees to avoid the coverage mandate).

Another 25 million ObamaCare victims | New York Post…/another-25-million-obamacare-victi…
New York Post
Jan 14, 2014 – It now looks like ObamaCare will hurt twice as many people as it helps … the only option for most people who lose on-the-job coverage — are a …

Millions of Americans Are Losing Their Health Plans ……/millions-americans-ar…
The Weekly Standard
Oct 23, 2013 – Jindal: Under My Obamacare Repeal, You Can Keep Your . … The U.S. individual health insurance market currently totals about 19 million people. … letters from their carriers saying they are losing their current coverage and …

Almost 80 million with employer health care plans could ……/evidence-shows-obama-adminis…
Fox News Channel
Nov 26, 2013 – Almost 80 million people with employer health plans could find their coverage … would lose their existing coverage due to the Affordable Care Act.” … are getting sticker shock at the new, higher prices under ObamaCare.


The YouToons Get Ready for Obamacare
Kaiser Family Foundation




The Affordable Care Act (ACA), also called “Obamacare,” may be the biggest insurance scam in history. The industries that profit from our current health care system wrote the legislation, heavily influenced the regulations and have received waivers exempting them from provisions in the law. This has all been done to protect and enhance their profits.

In the meantime, the health care crisis continues. Fewer people, even those with health insurance, can afford the health care they need because of out-of-pocket costs. The ACA continues that trend by pushing skimpy health plans with low coverage and restricted networks.

This is what happens in a market-based system of health care. People get only the amount of health care they can afford, rather than what they need. The ACA takes our failed market-based system to a whole new level by forcing the uninsured to purchase private health plans and using the government to sell and subsidize them.

Sadly, most Americans are being manipulated into supporting the ACA and do not even know they are being bamboozled. That is how scams work. Even after the con is completed, victims do not know they have been manipulated and ripped off. They may even feel good about being scammed, thinking they made a deal when they really had their bank accounts picked. But it is the insurance companies that are the realizing windfall profits from the Obamacare con even as it falters.

The mass media is focused on the technical problems with getting the insurance exchanges up and running. These problems result from the complexity of the law and outsourcing of services to corporations that are often more costly and less effective than government. In comparison, in 1965 when Medicare started, everyone 65 and over was enrolled within six months – using index cards.

If all US residents were in one plan, Medicare for all, rather than the ACA’s tiered system that institutionalizes the class divides in the United States, not only would the health system be fairer and improve health outcomes, but it would be less bureaucratic, less costly and easier to implement. The Medicare-for-all approach considers health care to be a public good, something that all people need, like schools, roads and fire departments.

Rather than being distracted by the problems of the exchanges, the more pressing issue is whether we want to continue using a market-based approach to health care or whether we want to join the other industrialized nations in treating health care as a public good. This conversation is difficult to have in the current environment of falsehoods, exaggerations and misleading statements coming from both partisan directions, echoed by their media supporters and nonprofit organizations.

Of course, the Republicans attack Obamacare for partisan reasons. And they are often blatantly dishonest in their criticism. Their foundational claim, calling Obamacare socialized medicine, is the opposite of reality. And, the Obama administration and its allies in the nonprofit world also have their fair share of falsehoods about the ACA. We will describe these farther below.

A Primed Public

In reality, the US health care system is the worst of the wealthy nations. We spend the most per person, have the lowest percentage of our population covered and have poor health outcomes. Forty-five thousand adults die each year merely because they do not have insurance, and 84,000 Americans die each year of preventable illnesses that would not die in the French, Japanese or Australian health systems.

Even those with insurance find it to be inadequate when they get seriously ill. Medical costs and illness are the greatest reasons for bankruptcy, and insurance does not prevent financial ruin. Every family is touched by the failures of US health care.

The Institute of Medicine issued a report in 2013, US Health in International Perspective, that documents the failure of the US health care system. In summary: “Americans live shorter lives and experience more injuries and illnesses than people in other high-income countries. The U.S. health disadvantage cannot be attributed solely to the adverse health status of racial or ethnic minorities or poor people: even highly advantaged Americans are in worse health than their counterparts in other, ‘peer’ countries.”

The health care crisis had grown to such proportions that by the 2008 election it could not be ignored. It was a major topic of the presidential campaigns. The health industries knew this and invested heavily in the candidates. Candidate Barack Obama overwhelmingly received more in donations from health care-related industries than any of the other candidates.

The public was ready for health care reform. Knowing that the majority of the public supports a Medicare-for-all system, it was going to take serious planning to silence that majority and enact a law that protected the interests of the health industries.

Obamacare: The Insurance Scam

A scam is a fraudulent operation designed to make money. A scam unfolds over time with a team of swindlers seeking to rob the victim without the victim ever knowing they have been scammed.

In Confessions of a Confidence Man, Edward H. Smith lists the “six definite steps or stages of growth in every finely balanced and well-conceived confidence game.” Let’s go through these six steps and see how the process of selling the ACA to the public fits.

1. Develop the Foundation

The foundation of a scam is the preparation done ahead of time to set up the scheme. In the case of the ACA, the foundation began with the health law passed by Massachusetts in 2006. The template was created by Stephen Butler of the Heritage Foundation, a conservative think tank. The law was passed under a Republican governor, Mitt Romney.

The next task was to sell this idea to Democrats. The Robert Wood Johnson foundation gave a major assist when it made large grants to state health reform groups in 2008 to promote Massachusetts-style reform in their states, called the “public-private partnership” model.

To further sell the ACA, Roger Hickey, a longtime Medicare-for-all advocate of the Campaign for America’s Future (closely allied with the Democratic Party), took an idea from Jacob Hacker to create a new public insurance modeled after Medicare to ‘compete’ with private insurance. Hickey sold the model to progressive groups, and Hacker’s proposal was used by the Obama campaign.

In July, 2008, Hickey and others rallied progressive groups to create a new coalition, Health Care for America Now, which received tens of millions of dollars to build grass-roots support for the ACA. The name was similar enough to the longtime Medicare-for-all organization, Healthcare-Now, to cause confusion.

2. The Approach

The approach is the way that the con artist gets in touch with the victim. The vehicle for the ACA con was the tech-savvy political campaign of Barack Obama. The candidate promised hope and change. Obama, who had supported single payer before running for president, was able to point to all of the problems in the US health care system and excite people with the potential of a new leader who understood the crisis and would fix it.

After his election, the campaign organized Health Care House Parties in December 2008. People were encouraged to invite friends and neighbors to their homes, and the Obama transition team provided the materials. The booklet that was used was tightly scripted to build support for the ACA rather than actually elicit citizen input on what kind of health system was desired.

3. The Buildup

In this stage, the victim is excited about the prospect and is filled with anticipation so their judgment is warped and caution is thrown away, setting them up to fall for the scam.

Throughout the winter and spring of 2009, the Obama administration gave the appearance of bringing all of the “stakeholders” together to work for health reform. The president held a White House Health Summit in March 2009, which included representatives from health insurance corporations, hospitals and pharmaceutical companies. The only groups that were not included, until there was a threat of protest, were those who advocate for Medicare for all. The single-payer advocates did not speak, but the insurance spokesperson opened and closed the White House summit.

Throughout the spring, the president and allies reassured the public that if they liked their health insurance, they could keep it; that insurance would be made more affordable (not that health care would be more affordable); and that reform would aim for universal coverage.

4. The Convincer

The convincer for many who supported real health reform was “the Public Option.” The idea was that the law would force the uninsured to purchase insurance but would include the choice of a public health insurance plan. The public was told that this option would be more cost-effective than private insurance and, thus, less expensive, which would make it more attractive.

Many were convinced that a public option would become a Medicare-for-all system, that it was a “back door” to single payer. They were told that going straight to a single-payer health care system would be too difficult and that the public option was a first step. Health Care for America Now organized grass-roots groups to put their energy into fighting for a public option, and many responded.

There was real animosity directed toward those who pointed out that from a policy standpoint a public option made no sense. It was simply adding another insurance plan to an already-complex and expensive system of hundreds of insurances and that, as had occurred time and again at the state level, it would attract those with the greatest health needs and as a result would ultimately fail because of high costs.

What most people did not understand at that point was that the public option was not only a non-solution to the health care crisis but that it was not even destined to be in the final legislation. Senator Max Baucus reported in March 2009 that it was a “bargaining chip” to get health insurers to accept regulations. Glenn Greenwald exposed this more fully when the Democratic leadership in the Senate actively worked to keep the public option from being included in the Senate health bill. The public option was just part of the con.

5. The Hurrah

The Hurrah phase of a con involves some sort of crisis that must be overcome. This phase started in August 2009, when the Tea Party, backed by Americans for Prosperity (a Koch brothers front group), came out very aggressively against the ACA at local town halls. They called it “government-run” and opposed its fictional “Death Panels.” This served to energize the progressive groups to rally around the president and come out strongly in favor of the law. Rallies in favor of health reform were organized across the country.

Health reform advocates were activated further to support the law as the House and Senate struggled to come to consensus. As more aspects of the law that were important to health reform supporters were jettisoned, such as coverage for immigrants and inclusion of reproductive services, and the public option was whittled down to nothing, support for the law became a partisan statement of support for President Obama.

Members of Congress who supported the Medicare-for-all approach told us that they were going to “hold their nose and vote for it.” Progressive groups and media feared that if the health bill did not become law, it would ruin the Democrats’ chance to hold a majority in Congress in the midterm elections and would destroy the president’s chance to be re-elected.

6. The In-And-In

The purpose of the final phase of the con is to make sure the victims do not realize they’ve been conned.

Obama signed the ACA on March 23, 2010. Immediately the marketing began. The three words we heard the most to describe it were universal, affordable and guaranteed. Of course, the ACA is none of those. But members told us personally that if they told the truth, they wouldn’t be re-elected.

Progressive groups started the work of explaining the advantages of the new health law to the public. The few positive aspects of the law were promoted without explaining the big picture. Overall, the ACA is similar to other neoliberal economic policies; it defunds and destroys our public health insurances and further privatizes health care.

The end goal of the ACA con, to make sure people do not realize they have been conned, is ongoing. As we will see below, salespeople, often the same nonprofits who pushed the ACA, are getting big money to sell insurance with Madison Avenue marketing manipulation tactics.

At the same time, leading single-payer advocacy groups fear further marginalization in their communities and so are afraid to tell the truth about Obamacare. The public has been so hoodwinked by the partisan debate between Republicans and Democrats, based on misinformation from both sides, that single-payer advocates are afraid if they tell the truth, their allies, many whom are Democrats, will push them away. So the truth has few emissaries, while the well-funded deceivers continue the ACA con.

The Con Continues: The Product

A fundamental problem with the ACA is that it is based on continuing our complicated private health insurance or market-based system. Despite their advertising slogans, private insurers primarily exist to create profit for their investors or, in the case of “nonprofit insurers,” to pay exorbitant salaries to their executives. They care about health as much as Big Oil cares about the environment.

Health insurers make their profits from charging the highest premiums they can and by restricting and denying payment for care. They want to take in as much money as they can, while paying out as little on health care as possible. They have many tools with which to do this, and they’ve successfully skirted regulations for decades. When they can’t make a profit, they simply pull that product from the shelf and create new products.

The public has been led to believe that the ACA has changed the behavior of health insurers. In this section we briefly explain some major areas of concern and why many of the promises of the ACA are false.

More-expensive insurance premiums: A major promise was that people could keep their insurance if they liked it, but many are finding that this isn’t working out. Kaiser Health News reported last week: “Health plans are sending hundreds of thousands of cancellation letters to people who buy their own coverage, frustrating some consumers who want to keep what they have and forcing others to buy more costly policies.” The Society of Actuaries released a report in March 2013 that showed insurance pools are set to see an average increase of 32 percent in underlying claims costs by 2017.

The Charlotte Observer reported: “Across North Carolina, thousands of people have been shocked in recent weeks to find out their health insurance plans will be canceled at the end of the year – and premiums for comparable coverage could increase sharply.”

The increase in premiums will force more people to use the state health insurance exchanges, where prices are supposed to be more affordable, but even that is not a solution. Russell Mokhiber of Single Payer Action describes the dilemma he faces in West Virginia. Mokhiber received a notice that his current insurance expires January 1, 2014. If he wants to keep his plan, it will cost twice as much. In his state only one insurance company, Highmark, will be listed on the exchange. He called Highmark to find out what his choices were and got bad news: “The skimpiest plan is going to cost me more than I’m paying now and have a higher deductible and out-of-pocket costs.”

There are reports of increased premiums from across the country. One reason for the increase in cost is, as USA Today reports: “About a third of insurance companies opted out of participating in the exchanges in states where they were already doing business, according to a recent report by McKinsey & Co. About half of states … will see a ‘material decline’ in competitors.”

Decreased coverage: The ACA will increase the number of people who have inadequate insurance that requires high out-of-pocket costs and does not cover all necessary services. The ACA significantly lowers what is considered to be adequate insurance coverage through its system of tiers. The insurance exchanges offer four levels of coverage, with the least-expensive plans paying for 70 percent and 60 percent of covered services.

These plans include high co-pays and deductibles that are barriers to care – especially when 76 percent of Americans are living paycheck to paycheck. And insurers are restricting coverage further by limiting their networks so they do not include major medical centers or adequate numbers of health professionals.

It is important to highlight that insurers pay only for covered services because people don’t usually understand that they will have to pay for uncovered and out-of-network services themselves. The use of out-of-network services is often involuntary and occurs without being known at the time of care, especially in emergency situations.

The New York Times reports:”Most of the 15 exchanges run by states and the District of Columbia do not have provider directories or search tools on their Web sites – at least not yet – so customers cannot easily check which doctors and hospitals are included in a particular plan’s network.”

People are likely to choose the least-expensive plans without fully understanding that a serious accident or illness could bankrupt them even though they have insurance. And the race to the bottom in coverage will affect everyone. It is already estimated that 44 percent of large employer-based plans will be high-deductible plans by 2014.

Tricks to mistreat those with pre-existing illness: One of the great selling points of the ACA con is that those with pre-existing illnesses will not be denied coverage. This is true, but insurers have many ways to avoid the ill. The ACA was written by an insurance company executive from Wellpoint, Liz Fowler, who went on to be hired by Obama’s HHS to implement the law and now works for a pharmaceutical giant. So, all along the way, the insurance companies had someone protecting their interests.

One way to avoid the sick was mentioned above: excluding hospitals where people with serious health problems go, like major medical centers. Another way is by providing poor service to people who have a lot of claims so they change insurers. And a third has to do with the fact that insurance companies are allowed to charge more in geographical areas where health costs are higher. If a plan in a particular area is not making enough profit, the insurance company can simply stop selling in that area.

Insurance companies also can charge three times as much based on age. Because most pre-existing illness comes with age, this greatly undermines the protection of those with pre-existing illness. Insurance companies are excellent at gaming laws and regulations, so we can expect more creative avoidance of people who actually need health care.

Almost no reduction in youths without insurance: One of the highly touted claims of the ACA con was that youths would be covered on their parents’ insurance until they are 26 years old. While this is true, the percentage of 19- to 26-year-olds without insurance has merely fallen from 48 to 41. Why? Most parents cannot afford the increased premiums that are required when more family members are covered. As a result this promise has been one of little value, except to the wealthy – and to those selling the Obamacare con.

No cap on out-of-pocket spending: One of the selling points of the ACA con was that it would limit how much people pay out of pocket for health care. Of the thousands of waivers granted by HHS, one was the limit on out-of-pocket spending. The insurance companies claimed that their computers were not set up to handle this change. HHS took this absurd rationale seriously and gave them a waiver on this important provision.

The Con Continues: The Dealers

The most egregious aspect of the ACA is the individual mandate that those without health insurance who do not qualify for public insurance such as Medicaid must purchase private insurance or pay a penalty for being uninsured. The public is being led to believe that the solution to the health care crisis is to increase the number of people who have insurance. This ignores the fact that having insurance does not mean that patients will have access to or will be able to afford the health care they need.

The ACA required states to create new marketplaces for insurance called exchanges or else the federal government would create the exchange. In essence, the federal government is using billions of public dollars to finance the exchanges, hire people to sell insurance and subsidize the purchases. Imagine what a benefit it would be if those billions of dollars were used instead to hire health providers and pay for actual care.

The federal government plays a big role in running 26 of the state health exchanges but is funding all of them. The annual cost of operating the exchanges will be $15 million to several hundred million per state. In the end, consumers will pay the cost through monthly surcharges tacked on to their premiums.

Part of the federal spending will be on “navigators” and “assisters,” people whose job it is to help people buy insurance. The Obama administration announced in 2013 that it would be directing $200 million to states, private groups and local health centers so that they can hire workers, called navigators, to sell insurance to Americans.

How are navigators paid? A House Committee on Oversight and Reform issued a report on September 13, 2013, that examined how navigators will be paid. One problem is that many are paid based on the number of people they enroll. Obviously this could lead navigators and assisters to not merely “facilitate” enrollment but to persuade people to enroll. And navigators are not required to disclose this incentive.

This payment structure is just one problem, the House report summarizes, warning of scammers:

“… the training to be Navigators and Assisters will last only five to 20 hours and there is no requirement for a background check of Navigators and Assisters who will have access to highly sensitive personal information, such as Social Security numbers, dates of birth, and income for everyone in an applicant’s household. Given the stories about how scammers are gearing up to take advantage of the tremendous confusion caused by ObamaCare, Americans are at an increased risk of being the victim of fraud and identify theft because of the Administration’s poor development of its outreach programs.”

The official navigators and assisters are only one part of the continued conning of America. The groups that advocated for Obamacare have evolved into Enroll America. The group (whose logo is incredibly similar to insurance giant Wellpoint) not only includes advocacy organizations but also interests that profit from the market-based US health care system, e.g. insurance companies, hospitals and pharmaceutical companies. The president of Enroll America, Anne Filipic, served in the Obama White House, the HHS, the Democratic National Committee and in Obama’s 2008 campaign.

Information on the budget of Enroll America has been vague. In June Reuters reported: “In a conference call with reporters, Filipic declined to answer repeated requests for details on the group’s budget. In January Congressional Quarterly reported they were eyeing a $100 million budget and quoted founder Ron Pollack, who led an NGO that lobbied for Obamacare, saying: “We keep on saying it’s got to be in the significant tens of millions of dollars, and hopefully we reach another digit.” Reuters reported that the cost of the public outreach campaign would range into the tens of millions of dollars, with “at least seven figures” going to paid advertising. In a press release they described the advertising campaign:

“Enroll America plans to organize a massive public education/advertising campaign about coverage eligibility and the ways people can enroll in coverage. We expect to involve well-known athletes and celebrities in the campaign. The advertising campaign will be segmented so that it effectively reaches different demographic groups, such as young adults, people in communities of color, low- and moderate-income families, etc. Depending on the availability of resources, we may be able to tailor ads to specific states.”
The campaign is expected to spend tens of millions of dollars on polling, focus groups, paid advertising and running its operations with a staff of a few hundred people. Americans will be subjected to all of the tools of Madison Avenue marketing through Enroll America along with sales by navigators, assisters and the insurance industry.

How is Enroll America raising money? Secretary of Health and Human Services Kathleen Sebelius has been one of the fundraisers for the organization. According to the New York Times, her fundraising has caused a political uproar, with some Republicans claiming it was illegal and two House committees investigating the activity. They report: “Senator John Barrasso of Wyoming and Representative Jack Kingston of Georgia, both Republicans, said Ms. Sebelius appeared to be ‘shaking down’ businesses and other potential donors.” The Hill echoed this, reporting that insurance companies felt like they were being pressured by the administration to donate to Enroll America. One concern is that HHS has a lot of power over insurers as the agency can delay or deny approval of their health-insurance plans for federally approved exchanges.

Sebelius is seeking funds from groups like Robert Wood Johnson Foundation and H&R Block. And the Hill noted “Obama himself made a vague but personal appeal for a close partnership with insurers, which some in the industry saw as a precursor to direct fundraising pitches.” In April 2013, “Obama reportedly sat in for an hour-long meeting he was initially not scheduled to attend and told insurance executives that the White House and the industry were now “joined at the hip” trying to make the healthcare law work.”

Americans want health care, so why do they have to spend so much money to convince people to buy ACA insurance? The American people will be subjected to a sophisticated, echo chamber of marketing to sell them flawed insurance that provides insufficient coverage, huge out-of-pocket costs and limited networks of health professionals and hospitals.

Understand the Con, End It and Replace It

The ACA con is part of a broader con Americans and people around the world are having inflicted on them, the false idea that privatization is a better way to provide services than government. Even though there is virtually no evidence to support this claim and there has been a long history with many examples of privatizationcosting more and providing less, this is a centerpiece of neoliberal economics. Politicians like President Obama and the leadership of the corporate duopoly who believe in market solutions are pushing privatization at home and through big-business-rigged trade agreements like the Trans-Pacific Partnership.

The fundamental flaw of the ACA is that it entrenches a market-based system that treats health care as a commodity and profit center for Wall Street. The big drivers of the rising cost of health care – insurance, pharmaceuticals and for-profit hospitals – continue. The wealth divide that is a major byproduct of neoliberal economics is institutionalized by law under the ACA. Some, like Senator Ted Cruz, will receive the best health care from their employer, in Cruz’s case his wife’s employer, Goldman Sachs. Others, forced into the individual insurance marketplace, will be divided in four classes based on wealth, and millions will be in Medicaid, the inadequate health plan for the poor. Thus, after a high-stakes partisan battle, we’ve made no progress in confronting the fundamental problems in US health care. Indeed we have made some of them worse.

There was an easier route and a more politically popular route. All that President Obama had to do was to push for what he used to believe in, Medicare for all. By just dropping two words, “over 65,” the United States would not have needed the 2,200-page ACA. Then the country could have worked to gradually improve Medicare so that the United States moved toward the best health care in the world, rather than being mired at the bottom.

To replace Obamacare with the single-payer system, we need to be clear about the shortcomings of the law, especially its fundamental flaw of making a human right, one of many human rights Americans do not realize they have, into a commodity like a cellphone. We need to recognize that ending the corporate domination of health care is part of breaking the domination of big business over the US government and the economy. Health care is at the center of the conflict of our times, the battle between the people and corporate interests, the battle to put people and planet before profits.

Further reading:

Beyond the spin, some facts about the Affordable Care Act

The ACA is the Wrong Direction, Time for Medicare for All

Access to Health Care, Basic Necessities a Matter of Life or Debt

Solve the Real Problems – Poverty, Retirement and Health Insecurity – and the Economy Will Recover

Wednesday, 30 October 2013 10:21
By Kevin Zeese and Margaret Flowers, Truthout | Op-Ed

This article was first published on Truthout and any reprint or reproduction on any other website must acknowledge Truthout as the original site of publication.


NIGHTFALL OF THE HUNTER: Fire-Ella Grim Avenger “Good People, Dark Seas”- T.D.P. [Weekend Entertainment] Enjoy :)

[ Avengers: Age Of Ultron (2015) ]

[ Avengers: Age Of Ultron (2015) ]



[ Run All Night (2015) ]


African Tales: Mark Of Uru


[ Kingsman (2015) ]



[ Good People (2014) ]


[ Black Sea (2014) ]



[ Cinderella (2015) ]



[ Avengers Grimm (2015) ]

grimm avengers


[ Halo: Nightfall (2014) ]

halo nightfall


[ Hunter-Prey (2010) ]

hunter prey


[ Backcountry (2014) ]

backcountry poster-large


[ Throwback (2014) ]


[ The Edge (1997) ]



[ WYRMWOOD: Road Of The Dead (2014) ]



[ Sword Of Vengeance (2015) ]

Sword Of Vengeance (2015)


[ The Truck (2013) ]

the truck


[ PHASE IV (1974) ]

[ PHASE IV (1974) ]

phase 4 MPW-52589


[ THEM! (1954) ]

them 1954


[ Robot Revolution (2015) ]

robot rev


[ Seventh Son (2014) ]




[ Wag The Dog (1997) ]

[ Wag The Dog (1997) ]

wag the dog


[ True Lies (1994) ]

true lies



[ Time Lapse (2014) ]



[ Interstellar (2014) ]



[ DIVERGENT – INFO & Free PDF Download ]


[ DIVERGENT – 2014 ]

[ DIVERGENT – 2014 ]

[ DIVERGENT – 2014 ]


[ DIVERGENT 2 [insurgent] – 2015 ]

[ DIVERGENT 2 [insurgent] – 2015 ]



action hitman

[ Hitman (2007) ]


Hitman: Agent 47 – Official Trailer




[ Assassin (2015) ]


Monsters 2010

[ Monsters (2010) ]



[ District 9 (2009) ]

[ District 9 (2009) ]


[ The Monster That Challenged the World (1957) ]

The Monster That Challenged the World (1957)



[ Dirty Mary, Crazy Larry (1974) ]

dirty mary



[ Beowolf (2007) ]




beowulf book

[ BEOWULF {Burton Raffel translation} PDF: E-Book ]


[ BEOWULF {Raffel translation} PDF: (org. circa./year 1000) ]

The first page of the Beowulf manuscript.  (Circa. 1000)

The first page of the Beowulf manuscript. (Circa. 1000)


[ Late Phases (2014) ]

late phases


[ The Night of the Hunter (1955) ]

night of th hunter



[ Prey for Death (2015) ]


COBRA GYPSIES – full documentary

CHARIOTS OF THE SUN-GODS – GODS AMONG US: Winged, Black Cube, Saturn Class UFO’s “Gods Among Us – The Scale Of Things To Come!”

[ CHARIOTS OF THE GODS – Erich Von Däniken.pdf ] e-book


In this post you will learn about (3) main types of UFO’s that hang out near the Sun, and that Religions know about and worship/whoreship all (3). They are all considered Sun-Gods.

winged ufo g7

winged ufo Sumerian Artifacts

The first is the Winged, bird-like Starship of the Annunaki/Venetians (Venus). These ships are always brightly lit, and can be seen from great distances. They like and want to be seen. Sort of like Police Officers with their flashing lights. These are Policy Overseers/Police Officers. Their ships are very large, 6-7 times bigger than the Earth and bigger. These are the same types of craft depicted as being flown and operated by the Annunaki Sun-Gods.

They are well armed and test their Laser Weapons on a regular bases. The Laser Beams, being emitted from the Craft in the picture below, are as thick/wide as the Earth itself!

Winged ufos firing lasers

Winged ufos firing lasers


black cube 2012-02-10 w/ inset

black cube 2012-02-10 w/ inset

The second type of Sun-God UFO is the Black Cube Type. This is actually not a UFO, but a controllable and defined “Black Hole”, with a diameter that is 7 time wider than the Earth times 7, since it is square. It could swallow 49 Earths at one time. This is EL or the Sun-God EL. In legend EL was known to eat planets and then bring them back. Only a Controllable Black Hole can do that. Actually, EL was known to eat Gods, but since the Gods were represented by Planets, ie; Venus, Jupiter, Mars, etc. it was obvious that El ate Planets and not Gods.

El doesn’t hide, it doesn’t try to be seen, it just floats around the Sun at it’s leisure.
According to Sci-Fi Lore and Quantum Physics, Black Holes aren’t just Gateways like Stargates, but are also possible Time Machines.

So not only can you go anywhere in the Universe instantly, but you can go to any Time in that Universe as well. The Patron name of EL is Kronos, Cronus, Chronus IE; TIME!

EL was said to be All-Knowing. Well no wonder. When you can easily travel back and forth in time anywhere in the Universe, I guess so!


CLOAKED UFO Saturn class / type - Mega - size est. - twice the size of Jupiter

CLOAKED UFO Saturn class / type – Mega – size est. – twice the size of Jupiter

The third and largest of these Sun-God Starships is the Massive Saturn Type/Class of Starship. This craft is one of the largest in our solar system. It’s almost a third the size of the Sun. It’s about 2.5 times bigger than Jupiter.
And it likes to stay hidden/cloaked near the Sun.

In fact, all these Craft, hang out near our Sun. Thus the name….Sun-Gods. And they all have ties to religion, as you will soon find out.

T.D.P. Admin.


Star Ships around the Sun is what I’m presenting for your consideration.
– Robert H. Evans JR.

My name is Robert H. Evans JR, and I will be sharing with you NASA-SOHO Satellite Photos/Images of Alien Starships, or UFO’s that NASA/SOHO has been quietly recording since 1998 to the Present day. These Alien Starship’s/UFO’s are just huge! And must be piloted by some form of alien being. Ancient Humans from the Middle East knew them very well. In fact, they even carved their likeness on stone walls. The Zoroastrian Religion ( ) calls these wall carvings the Ahura-Mazda ( )
Ahura Mazda

winged god  Ahura-Mazda 02_300px

Now, please compare the above ancient Persian wall carving with this NASA-SOHO Satellite photo/Image taken in 2005 by their EIT304 camera:

winged ufo 2005  11_12_ 0719_anunnaki_arriving500px

Here is an enlargement of the above NASA-SOHO Satellite Photo/Image:

winged ufo 2005_11_12_0719_EIT_304_enlarged_showing_a_starship

Now, you just might think that these photos are either fakes, or Photo-Shopped Image’s to mislead you … But, you would be wrong, they are real! You can go to the SOHO web site and select the correct Satellite Camera, then hit the Display Image’s button, set the Resolution to 1024, then input the Date shown on the bottom left of the Image shown into the Start Date, and also into the End date just like this (Example only) 2014-2-20 (The Year/Month/Day) … You will have to search down through the images until you come to the correct time shown on the Image. I have had these NASA-SOHO Satellite Images/Photo’s privately checked by several Photographic Analyst’s, but they made me promise not to reveal their names, and they found no sign of fakery. These

Images are not in any SOHO file known as “Hotshots” … go here , or “Make your own UFO or any Satellite Camera Defect’s from 1999 to 2012. NASA and SOHO refuse to acknowledge, and respond, to any inquiries into what they call “Anomalies” in their SOHO Satellite Image’s/Photo’s. When did they appear to make modern contact with Humans? In 1954, US President Eisenhower, planned a secret meeting with 3 Alien Races at what used to be known as MUROC Air Field, now known as Edwards Air Force Base. But, he made one very small mistake … He personally invited the Bishop of Los Angeles, Francis M. McIntyre, to be his “Spiritual Advisor” at what he knew would be a major human event … “First Contact” with beings from another world.

Below is a personal account from this secret meeting. If you would like to see a scan of the original, click here.


Project Etheria

Gerald Light 10545 Scenario Lane Los Angeles, California

Mr. Meade Layne San Diego, California

My dear Friend: I have just returned from Muroc. The report is true — devastatingly true!

I made the journey in company with Franklin Allen of the Hearst papers and Edwin Nourse of Brookings Institute (Truman’s erstwhile financial advisor) and Bishop MacIntyre of L.A. (confidential names for the present, please).

When we were allowed to enter the restricted section (after about six hours in which we were checked on every possible item, event, incident and aspect of our personal and public lives), I had the distinct feeling that the world had come to an end with fantastic realism. For I have never seen so many human beings in a state of complete collapse and confusion, as they realized that their own world had indeed ended with such finality as to beggar description. The reality of the “other plane” aeroforms is now and forever removed from the realms of speculation and made a rather painful part of the consciousness of every responsible scientific and political group.

During my two days’ visit I saw five separate and distinct types of aircraft being studied and handled by our Air Force officials — with the assistance and permission of the Etherians! I have no words to express my reactions.

It has finally happened. It is now a matter of history.

President Eisenhower, as you may already know, was spirited over to Muroc one night during his visit to Palm Springs recently. And it is my conviction that he will ignore the terrific conflict between the various ‘authorities’ and go directly to the people via radio and television — if the impasse continues much longer. From what I could gather, an official statement to the country is being prepared for delivery about the middle of May.

I will leave it to your own excellent powers of deduction to construct a fitting picture of the mental and emotional pandemonium that is now shattering the consciousness of hundreds of our scientific “authorities” and all the pundits of the various specialized knowledges that make up our current physics. In some instance I could not stifle a wave of pity that arose in my own being as I watched the pathetic bewilderment of rather brilliant brains struggling to make some sort of rational explanation which would enable them to retain their familiar theories and concepts. And I thanked my own destiny for having long ago pushed me into the metaphysical woods and compelled me to find my way out. To watch strong minds cringe before totally irreconcilable aspects of “science” is not a pleasant thing. I had forgotten how commonplace things as dematerialization of “solid” objects had become to my own mind. The coming and going of an etheric, or spirit, body has been so familiar to me these many years I had forgotten that such a manifestation could snap the mental balance of a man not so conditioned. I shall never forget those forty-eight hours at Muroc!

Borderland Sciences Research Foundation P.O. Box 6250 • Eureka, CA, USA • 95502
Phone: (707) 497-6911 •


There are further accounts regarding this secret meeting.
1) Eisenhower’s 1954 meeting with Extraterrestrial’s
2) Luca Scantamburlo’s 2008 2-Hour video on Youtube “The Return of Planet-X”Transcript Part 1
3)Luca Scantamburlo’s 2008 2-Hour video “The Return of Planet-X” Transcript Part 2
4)A Personal Message from Luca Scantamburlo
5)“The Omega Secret” Christoforo Barbato’s interview with his “Jesuit’ contact from “The Vatican”
6)Luca Scantamburlo’s Web Page
7)Luca Scantamburlo’s interview with Christoforo Barbato
8)Exopolitics: Eisenhower’s 1954 meeting with Extraterrestrials

ADMIN NOTE: Go to SOURCE: to enable and follow all LINKS:



This is a scaled picture that compares the size of our Sun to the Planets in our Solar System. You will need this to try and grasp the size of the objects you will be seeing. The smallest of these objects are 3-5 times the size of Planet Earth. Any smaller, and you wouldn’t be able to see them, even if someone pointed them out.



winged AngelUFO



This winged UFO near the Sun is said to be 3 times the size of Earth. It’s much bigger if you can measure for yourself. The Earth in the Sun/Planet Scale above is much smaller compared to the Earth in the picture inset. Easily twice as small, which means the Winged UFO is 6-7 times bigger than the Earth, not three(3).

There are (2) Sun/Planet size charts on this page to do your own sizing.

UFO-ALIENS-НЛО . giant angel(winged ufo) near the sun


winged ufo 2005  11_12_ 0719_anunnaki_arriving500px


winged ufo 2005_11_12_0719_EIT_304_enlarged_showing_a_starship


UFO Sightings Anunnaki Winged God? Incredible Evidence Whistle Blower Explains 2013


2009/03/27 -- 2009/04/19

2009/03/27 — 2009/04/19


winged  ufo17

[ 02/17/2011 ] UFO in the Sun’s Corona (Egyptian & Sumerian flight vehicle)

“Maybe this is already Nebiru… remember they always showed’em with wings…”

“One thing is for sure. I have seen that object for the past 7 weeks. It is real and Nasa don’t want to talk about it at all. Peace, Always”

winged ufo 310/15/2012 > [ ]

winged ufo-near-sun_6


winged ufo g702/20/2013 > [ ] />


Angel Shaped UFO Near The Sun September 07th 2013


winged ufo ofo sd 1

March 20, 2014
Angelic UFO Seen Leaving Sun In SOHO Photos, HD Video, March 19, 2014, UFO Sightings Daily.

winged ofo sd2

Method: SOHO Photo LASCO C2
Date of sighting: 2014-03-19
Time: 17:48 & 18:12
SOHO Search:

Hey guys, I was checking out the SOHO photos trying to continue in the research UFOlogist Dr. Roger Leir had asked me about. He passed away earlier this week, so I wanted to continue this work he had interest in. I found this angelic-like UFO leaving the sun at 17:48 and just 24 minutes later it is caught in another SOHO photo at 18:12. This Angelic UFO looks to be as big as the Earth itself. The similarities to the Oct 15, 2012 at 08:24. It looks like alien technology mimics nature itself and created a bird-like or angel-like craft. Now, don’t get me wrong. I am not a religious person, but this UFO really makes me stop and think about an amazing scenario that is hard to comprehend…this may not be a UFO, but may be an actual alien or angelic life form leaving the sun. SCW



winged ufo 408/22/2014 > [ ]



black cubes sun ufo alien


black cube 2011-06-13

black cube 2011-06-13


black cube 2011-06-20

black cube 2011-06-20


black cube 2011 06 28

black cube 2011 06 28


black cube 2011 06 30 soho

black cube 2011 06 30 soho


black cube 2011 7 18

black cube 2011 7 18


black cube 2011 7 18 W/ inset (Black Hole) deep inside look of the Hole

black cube 2011 7 18 W/ inset (Black Hole) deep inside look of the Hole


black cube 2011 7 18  w/ inset (Black Hole) deep inside look of the Hole lrg-soho-

black cube 2011 7 18 w/ inset (Black Hole) deep inside look of the Hole lrg-soho-


black cube 2012-02-10 w/ inset

black cube 2012-02-10 w/ inset


black cube 2012-02-10

black cube 2012-02-10


black cube 2012-12-21

black cube 2012-12-21

[ Giant Cube Recorded By NASA Near Sun On Dec 21, 2012. NASA Source ]


black cube 2012-12-23 w/inset

black cube 2012-12-23

[ UFO 7 Time Bigger Than Earth Enters Our Sun, NASA Image Dec 23, 2012 ]


black cube 2012-12-23


black cube 2013-04-30

black cube 2013-04-30




Sun - Earth



ufo invisible lrg near sun 2


CLOAKED UFO Saturn class / type - Mega - size est. - twice the size of Jupiter

CLOAKED UFO Saturn class / Type: Mega – Size Est: 2-3 times the size of Jupiter


ufo invisible giant near sun. dual vu 2 jpg


ufo invisible giant near sun. dual vu jpg



Massive UFO Re-fueling at the SUN!


Huge Sphere in Sun’s Corona!

ufo cloaked at sunhqdefault


ufo lrg by sun 1

ufo near sun sunovi



ufo 2006 06 10 large


winged ufo 5

Sumer and the Anunnaki

The ancient alien astronaut theory presupposes that thousands of years ago even before recorded history our planet was visited by astronauts from another world, intelligent beings with technology beyond our own today. Many archaeologists around the world consider modern day Iraq as the “cradle of civilization”. Between 3500 and 1900 BC the Tigris and Euphrates river were the home of the Sumerian people who prospered in this region.

The Sumerians were the first people who started building actual cities, organised using actual city grids like we see in modern day cities around the world. They invented sewer systems, they invented cobblestones -frequently used in the pavement of early streets, they were also taught in Agriculture but most importantly they were the first civilization that invented the first known writing system by using cuneiform script on clay tablets. They were one of the most advanced ancient civilizations. History tells us many interesting facts and stories about the Sumerians and even today archaeologists and historians still do not have a complete picture that could tell everything about the people that once inhabited the region of the Tigris and Euphrates rivers.

In the 19th century archaeologists exploring the ancient ruins of Nineveh discovered 22,000 clay tablets. After translation, these tablets showed amazing similar stories to those found in the Judeo-Christian Bible. We find stories of the great flood in these tablets and we can even read of Adam and Eve so basically all of these stories have precedence with the ancient Sumerians.

“the Anunnaki” came from another planet in our solar system. The planets minerals and resources were depleting, specifically Gold. The Anunnaki’s home planet needed gold in the atmosphere which was disappearing so they basically came to Earth to mine gold and take it back to their home planet.

According to the Ancient Alien theory, the Anunnaki genetically altered primitive mankind and created a labor force which allowed them to mine gold faster.

The Anunnaki created humans as a slave species According to Zecharia Sitchin, “the Adamu” were the first modern humans, they were created by the Anunnaki 450,000 years ago when they genetically mixed their DNA with that of prehistoric man and that way obtained a labor force which did what the Anunnaki wanted. According to Ancient Alien theorists this is something “carved in stone” and not just a made up story.

Early Sumerian cuneiform. Credit anonymous.

Early Sumerian cuneiform. Credit anonymous.

If we look at the Bible and ancient history, is it possible that Adam and Eve where the first “genetically altered humans” that the Anunnaki created? Closer comparisons between the Hebrew Bible and the Sumerian texts reveal many similarities, not only in their stories, but also in their language. Could they have an similar origin?

One thing that we find curios is that “Adam” in Hebrew stands for “man”. “Adamu” is what the Sumerians refer to as “first man,” the Anunnaki slaves. Is there a connection here or is this a coincidence in history?

Some African cultures believe that extraterrestrial beings have been visiting the Earth for tens of thousands of years, for example the Zulu legends speak of a time when “visitors from the stars” came to excavate gold and other natural resources These mines were worked by slaves created by the “First People“. What we find particularly interesting is the fact that some ancient mines in Southern Africa are thought to be a hundred thousand years old and possibly even older. So who was mining the resources, primitive man? It doesn’t make sense.



sat 1 saturn-3d-space-tour


Many esoteric researchers affirm that the name Is-Ra-El is the combination of the names of ancient pagan deities Isis, Ra and El.

Occult Symbolism : Saturn Worship

You might not know it, but the entire world has been worshiping Saturn for thousands of years. The cult has never stopped and its rites are still present to this day. Saturn, dubbed the “Lord of the Rings”, is the reason why we exchange rings at weddings or put halos on the heads of godly people. This article exposes the attributes of the god Saturn and the perpetuation of his cult through in pop culture.

Since ancient times, sages gazed at the stars, admiring their heavenly glow and attributing them godly powers, based on their effect on humans. Before the Great Flood, Saturn was regarded by all mankind as the supreme god and ruler of the kings. Occult researchers affirm that Saturn ruled the kingdom of Atlantis and became the divine ancestor of all earthly patriarchs and kings. The cult has been perpetuated through numerous gods during Antiquity:

“Chronos, or Saturn, Dionysos, Hyperion, Atlas, Hercules, were all connected with ‘a great Saturnian continent;’ they were kings that ruled over countries on the western shores of the Mediterranean, Africa and Spain. ”
Baldwin, Prehistoric Nations

In Egyptian mythology Isis is considered Saturn’s eldest daughter:

“I am Isis, Queen of this country. I was instructed by Mercury. No one can destroy the laws which I have established. I am the eldest daughter of Saturn, most ancient of the Gods”


Semitic civilizations referred to the god Saturn as “El”. The supreme deity was represented by a black cube. We can find instances of the cube across the world.


This black cube is a remnant of the ancient worship of El.

This black cube is a remnant of the ancient worship of El.





Manhattan, NYC

Manhattan, NYC

Black Hole Son – Saturn EL Is The God Of The Bible!

Descendants of Ancient Egyptian Pharaoh. Which is Gene-Engineered humans by Aliens.

Descendants of Ancient Egyptian Pharaoh. Which is Gene-Engineered humans by Aliens.


Bankers, politicians and high ranking religious figures are conspiring against us to keep us fighting each other so they can control us.

This criminal conspiracy on Earth has been with us for thousands of years. If you trace the power structure high enough, eventually you go “out of this world”, literally.

There are a group of super-intelligence beings that have governed this entire machination of control for thousands of years. And they’re not human.

“Second Species” Controls Earth.


Former world bank sr counsel discloses the presence of aliens ruling our society.


ADMIN NOTE: 80% of information seems to be correct. It’s already known, it’s just all in one place here, but much is left out.

All the titles are misleading. She claims that aliens don’t run this planet, just a super intelligent humanoid species that were here before man, with large skulls. They aren’t human, but they aren’t alien.

She is correct. They are alien-hybrids. No big deal, so are we! The main difference is who we work for.

These Capensis, as she calls them, “They look human but have large skulls.”, most definitely seem to be connected to and work for the so called Alien Sun-Gods. They are connected through the Winged Sun Disc Symbol and through Religion.

winged ufo  Nibiru-Egipcios

winged bird std romaneagleaquila

They, like us, live here and this planet sustains us. We drink it’s waters and we eat it’s food. It’s nutrients keep us both alive. No matter where we originally came from, we both call this planet home!

And that also applies to other so-called alien species that even Fox News admits are here right now sharing this planet with us. The Reptilians, Insectoids and even the Greys.

Like us, this planet sustains them. They are just more advanced species than us, at this time.

The only major difference is agenda: who they work for and why. They work for Alien Sun-Gods with an anti-human Alien Agenda of control, slavery, theft and death, and we work for Humanity with a Human and Environmental Agenda.

winged ufo giants and slaves behistun_photo (1)


The above picture pretty well sums up the long time Alien Agenda.

You have captured Humans with their hands tied behind their backs, giant alien Hybrids standing over them with the Bow and Spear (Weapons of War). And you have the big Hybrid waving at the Sun-God (Ahura-Mazda: Light and Wisdom) overhead. The Sun-God is Overseeing (Overseer) the Enslavement of Human’s, through their ‘Chosen’ Alien Hybrids.

isis (2)

The Faces Change, but the Agenda remains the same!

The ‘new’ (Alien Overseer) is ISIS: Of course, there’s nothing new about her.

USA Technologies (USAT) has teamed up with NFC platform provider Isis to offer a mobile loyalty program. Customers who use an Isis NFC phone to make payments at vending machines will get their fifth purchase free.


isis institute

isis secrets mj8srsyuzynomjyrkdu8


Old Babylonian period Queen of Night relief, often considered to represent an aspect of Ishtar/ Isis.

Old Babylonian period Queen of Night relief, often considered to represent an aspect of Ishtar/ Isis.

Isis A.K.A. Ishtar, Venus, Inanna.
Ishtar was the goddess of love, war, fertility, and sexuality.

Besides the lions on her gate, her symbol is an eight-pointed star.

The lion was her symbol.
In the Babylonian pantheon, she “was the divine personification of the planet Venus”.

Ishtar had many lovers; however, even for the gods Ishtar’s love was fatal. In her youth the goddess had loved Tammuz, god of the harvest, and—if one is to believe Gilgamesh —this love caused the death of Tammuz.


One type of depiction of Ishtar/Inanna

One type of depiction of Ishtar/Inanna

Inanna’s symbol is an eight-pointed star or a rosette. She was associated with lions – even then a symbol of power – and was frequently depicted standing on the backs of two lionesses. Her cuneiform ideogram was a hook-shaped twisted knot of reeds, representing the doorpost of the storehouse (and thus fertility and plenty).[11]

Inanna as the planet Venus
Inanna was associated with the planet Venus, which at that time was regarded as two stars, the “morning star” and the “evening star.”

She also is one of the Sumerian war deities: “She stirs confusion and chaos against those who are disobedient to her, speeding carnage and inciting the devastating flood, clothed in terrifying radiance. It is her game to speed conflict and battle, untiring, strapping on her sandals.” Battle itself is sometimes referred to as “the dance of Inanna.”

Gods-Sumerian-01-goog (1)

This group above is 2nd Generation Alien Conquers. Their parents were the founders of this colony on Earth some 500 thousand years ago, if we are to believe “The Lost Book Of Enki: Memoirs and Prophecies of an Extraterrestrial God.”

And Inanna/Ishtar/Isis/Venus, sat on this Council. It was this Council, according to Enki, that agreed to destroy Humanity with a Great Deluge/Flood. Humans didn’t like being slaves and were very troublesome.

They caused a giant section of the Antarctic Ice shelf to fall into the Ocean at one time. This caused giant waves to wash over the entire planet, almost to the peaks of our tallest mountains, drowning almost all land based life forms.

But that’s no all. According to Enki, not only did the waters recede to a higher level, but the world lands had become totally SALTED from the sea water and silt, and could not support life for 7,000 years. IE; All the Plants had been destroyed and the land was also destroyed so the Plant Life would not regrow.

Any Humans left, were under the total control of Alien Off-Worlders. Can you say Noah and his family? Real person, different name.

This is a group of warriors, conquerors. slavers and thieves. And one of their Greatest Warriors was Inanna! A.K.A. Ishtar/Venus/ISIS!!! Inciter of The Flood, Warrior of Renown!!!



It was during this time of Total control of the remaining humans that Religious Indoctrination and DNA Manipulation took place. If you wanted to eat, you did what they said, period. If that meant getting regular injections and worshiping/whorshipping aliens as Gods, that’s what you did.

(2) Two Major Events for Humanity came out of “The Flood”.

1) The introduction/installation of Religion; which opened the doors to Racism, War and a New type of Conditioning and Control of Humans.

2) DNA Changes, one of which stole our near Immortality. We used to live much longer lives; “The Bible teaches quite plainly that the early patriarchs often lived to be nearly 1,000 years old and even had children when they were several hundred years old!”

Enki was quite clear on this point, he was told during DNA Reconstruction, not to include what they called “The Immortality”. Man should not be allowed to live as long as he use to before.

NOTE: They didn’t start off with a Great Flood. According to Enki, they hit humans with a series of weather related disasters for over a thousand of years; floods, drought and famine. When that didn’t work…then they unleashed a Watery Hell on Earth.

Also Note; Humans had been wiped out at least twice before, some say as many as 6-7 times. 🙂
1) The purposeful Destruction of the Atlantean Civilization.
2) The accidental destruction of all land based life on Earth due to one or two of their own Wars with each other or Other Alien invaders.
“When Elephants fight, it’s the grass that gets trampled.” Old African saying.

The Weapon of Choice of the Aliens when they fight each other was Total Destruction. A type of Cascading Nuclear device they call “The Winds”. Once set off, it sets up a giant wall of flames that spreads out in all directions consuming Cities and all in it’s path. “Even the Gods trembled. If you can’t get off the planet’s surface, you are dead, period!” Or words to that effect.

8 pointed star i d

It’s actually described perfectly in the Hollywood Movie “Independence Day”, PERFECTLY!

TRIVIA: Right after Jeff Goldblum says “Times up.” and the first alien ship fires it’s weapon, when the weapon doors open, for 2 seconds you see it form a perfect 8-Pointed Star. The Star Of ISIS/Inanna! And the weapon fires, on humans!

fire city hqdefault

fire wall

But not to fear. Our Solar System is no longer like the “Old Wild West” where Alien Species can go around wiping out all the life on a planet. Things have changed in the last 200,000 years or so.

We have Galactic Law and Order now. You can’t just go around killing other species on other planets.

But there may not be a Law in stopping a species from killing itself, even if a species that works for you, entices them to do so. It could be a Loop-Hole in their Galactic Law, that is used to full advantage, by those who control this world.

On top of that, there is now ‘Shielding Technology’ in our solar system that could easily protect cities and entire planets from weapons like these. I don’t know if we have it, but I know it’s there. These Large UFO Starships don’t only hang out right next to the Sun, but have been Video taped and Photographed going in and out of the Sun itself. As well as UFO’s here on Earth regularly going in and out of Volcano’s.

That takes ‘Shielding Technology’ to protect them from all that heat. And everybody seems to have it…except us. 🙁

There has to be some type of order in our star system. In some of the below pictures or video, you can see hundreds of Starships around our Sun. Hundreds!!! The smallest of which are three to five times the size of Earth. If they were only Earth Sized UFO’s, you wouldn’t be able to see them at all.

Someone or something must be controlling this Stargate Interaction among these hundreds of massive Starships, like some type of ‘Spacial Aviation Control System/Tower’. Or there would be Total Chaos, Starships colliding and exploding, accidents, near misses, space rage, and stuff like that.



[ There’s a hole in the sun, NASA says ]

[ Massive Coronal Hole on the Sun ]

Mayan stargate evidence

[ STARGATE: SUN – THE SUN IS A STARGATE: All Stars Are Stargates! ]



Thousands of Earth Size UFOs around the Sun 07 MAR 2012

ADMIN. NOTE: This is a great video! Not only does it show hundreds of Earth-Size and bigger UFO’s, the whole time the Stargate can be seen in the background with Starships/Craft moving in and out, like it’s an open window.


ufo giant around sun

Giant UFO twice the size of Earth, shots past the Earth from the Sun!


Sumer and the Anunnaki. Winged figure from the palace of Sargon of Akkad, in Assyria. Does this creature have a hand watch on his arm?

Sumer and the Anunnaki. Winged figure from the palace of Sargon of Akkad, in Assyria. Does this creature have a hand watch on his arm?




Anunnaki using Stargate Chamber. He's clearly pressing buttons on the wall, and it's no elevator! Also notice the Cross on his chest similar to Knights Templar Cross & German 'Iron Cross'  [They control Religions and Militaries ]

Anunnaki using Stargate Chamber. He’s clearly pressing buttons on the wall, and it’s no elevator! Also notice the Cross on his chest similar to Knights Templar Cross & German ‘Iron Cross’ [They control Religions and Militaries ]


Anunnaki  Sumerians


Anunnaki  Sumerians and the RAM


Anunnaki  Sumerians and the Tree


Many people comment and wonder about the “Wrist Watch” type of ‘Device’ worn by the Annunaki in these detailed Stone Carvings, on one or both wrists.

Some suggest they might be time-travel devices, since we have watches that tell time on our wrists.

No one suggests some type of Stargate Technology, since there are already pictures of stone carvings that show the Annunaki using a small indoor Stargate, like in the shows.

I Speculate that these are a type of Frequency Generator, that allow them to change the “FREQUENCY” of their individual bodies. One or two of the devices could change the body’s Frequency alot or a little.

Once you can do that, you can easily travel between Dimensions here on Earth, or through solid walls.

The Trick, is not building these devices, they are small with all the parts inside a small package. They could be after all, simple Frequency Generators. We can do that. We can do anything we can think of, almost.

The trick is not finding are Universal Frequency and then finding another to go to. Our Universal Frequency is known. Finding another is as simple as finding another digital channel on the radio or TV.

The Trick is knowing where you are going, and what you are getting into, and what you are getting us into!


These beings have Stargate Tech, Time-Travel Tech, and they possibly have Inter-Dimensional Travel Technology like many say they have. They can build massive and powerful Starships….


They can’t seriously be worried about us in any way. I mean, really???